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Big smiles.
Simple
cash loans.
Online loans for your everyday needs in the Philippines. All you need is your phone and one valid ID.
See the loan details ↓
LESS HASSLE.MORE POSSIBILITIES.
A little cash.
A lot of possibilities.
ILLUSTRATIVE LOAN LIMIT₱25,000
For the must-haves, the what-ifs,
and the next thing on your list.
0.2% / daySample simple interest
Up to 6 monthsSample repayment period
1 valid IDPlus your mobile identity check
Illustrative terms: 90 or 180 days; simple interest of 0.2% per day on original principal. Final terms and eligibility would be disclosed before acceptance.
What’s on your list?
Your online cash loan.
Your own reason to use it.
01
A little help for the must-haves.
From a broken appliance to a household bill, explore a cash loan for an expense that cannot wait. Check the repayment amount against your regular income.
From “need cash”
to “here’s the plan.”
Fill it in.
Add your personal details and income information.
ID, please.
Upload a readable government-issued ID.
Say hello.
Complete the face check in good lighting.
Review & go.
Submit your loan request. Funds follow verification and approval.
Good questions.
Straight answers.
Will I know the full cost before accepting?
The full amount, interest, fees and repayment dates should be shown together before you accept. Take a look at our illustrated loan breakdown.
How do repayments work?
Follow the payment schedule and official channels shown in the app. Keep your payment receipt, and contact support if a payment needs checking.
Is my information safe?
Keep your ID and account details within the official application flow. Never share your verification code or send money to an individual claiming to unlock a loan.
Design demonstration. Loan amounts, rates and terms shown are illustrative, not an offer of credit. Applications and downloads are not yet available. No affiliation with Happycash.
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